A boutique Western Australian wealth firm  ·  Established 2011  ·  AFSL holder
Southern Cross Financial / Perth WA

Established 2011

Your wealth,
our & commitment.

Your Wealth, Our Commitment A boutique Perth wealth management and advisory firm with $2.1 billion under advice and 1,200 client relationships, many of which we have held for the better part of a decade.

/  The firm in figures  /

By the numbers, FY26.

Funds under advice
$2.1b
across all client portfolios
Active client relationships
1,200
individuals, families, businesses
Net Promoter Score
+62
measured quarterly
ASIC enforcement actions
0
since incorporation

What we do

Six disciplines, one practice.

Wealth management, financial planning, lending, risk, advisory, and the special needs of mining executives whose remuneration packages don't fit a textbook. Every engagement begins with a conversation.

I
Personal wealth management and financial planning

Delivered through a personal adviser relationship with quarterly review meetings, supported by our compliance and research teams.

By appointment
II
Self-managed superannuation fund administration

Delivered through a personal adviser relationship with quarterly review meetings, supported by our compliance and research teams.

By appointment
III
Corporate advisory and M&A support

Delivered through a personal adviser relationship with quarterly review meetings, supported by our compliance and research teams.

By appointment
IV
Residential and commercial lending

Delivered through a personal adviser relationship with quarterly review meetings, supported by our compliance and research teams.

By appointment
V
Risk insurance and estate planning

Delivered through a personal adviser relationship with quarterly review meetings, supported by our compliance and research teams.

By appointment
VI
Mining executive remuneration and equity planning

Delivered through a personal adviser relationship with quarterly review meetings, supported by our compliance and research teams.

By appointment

Read more about our services

Where the firm stands

The compliance crossroads.

/  A note from the Managing Director  /

The Compliance Crossroads

Southern Cross built its reputation on personal relationships and trusted advice, but the regulatory environment is transforming financial services. New ASIC disclosure requirements, the ongoing impact of the Banking Royal Commission reforms, and proposed changes to adviser education standards are creating compliance costs that threaten the firm's boutique model. Meanwhile, younger clients are expecting digital-first experiences — robo-advice, app-based portfolio tracking, real-time reporting — that Southern Cross hasn't built yet. The firm must modernise without losing the personal touch that defines it.

Six matters before us:

  • Compliance cost vs. boutique service model profitability
  • Personal advice vs. digital-first client expectations
  • Experienced advisers vs. new education standards
  • Client data security vs. technology adoption
  • Revenue concentration in mining-linked wealth
  • Succession planning — ageing adviser workforce
G. Morrison
Managing Director
/  An invitation  /

If you would like to begin a conversation.

Our advisers meet new clients by introduction or referral. We do not run mass-market campaigns. If you believe our practice may suit your circumstances, write to us — we will respond personally within two business days.